Financial Advisory Firm in South Africa | RTA

Real-time financial insights for better decision-making

How does accounting help your business grow?

Effective, well-structured accounting does more than track income and expenses. It gives you the clarity to understand your financial position, manage risk, and plan ahead with confidence.

At RTA, we simplify financial complexity through real-time reporting, cash flow tracking, and compliance support, giving you full visibility into your business performance.

With clear, up-to-date numbers, you can:

Grow wealth through structured investment decisions Protect your assets and financial position proactively Plan confidently for retirement and financial independence Structure your estate for efficient succession
Grow wealth through structured investment decisions Protect your assets and financial position proactively Plan confidently for retirement and financial independence Structure your estate for efficient succession

Identify profitable and unprofitable
areas of your business

Control costs and
improve cash flow

Make confident
growth decisions

What our accounting
services provide

Financial clarity starts with better oversight

We provide the financial infrastructure, reporting, and oversight that individuals and
businesses need to stay compliant, operate efficiently, and maintain clear financial visibility.
01

COMPLIANCE & SECRETARIAL

02

CLOUD ACCOUNTING

03

FINANCIAL REPORTING & ASSURANCE

Compliance & Secretarial

  • Income tax returns for individuals and businesses
  • Ongoing tax compliance and filing with SARS
  • VAT calculations, reconciliations, and return submissions
  • PAYE, UIF, and SDL administration
  • SARS eFiling profile setup and maintenance
  • Company registrations and entity structuring
  • CIPC amendments and company secretarial updates

Does your compliance support your financial structure?

Regulatory compliance is essential to maintaining a sound financial structure. We manage your statutory and tax obligations to keep everything compliant, organised, and aligned with your broader financial position.

Cloud Accounting

  • Xero and Sage setup, migration, and implementation
  • Automated bookkeeping and bank feed integration
  • Real-time financial reporting and dashboards
  • Integration with payroll and business systems
  • Team training and ongoing cloud accounting support

See how you can gain immediate visibility into your financial performance

As the first Certified Xero Advisor in South Africa and a platinum partner, we help businesses transition from manual processes and stagnant spreadsheets into cloud-based systems that deliver real-time visibility, automation, and better financial insights.

Access your financial information anytime, make faster decisions, and stay in control of your business performance.

Financial Reporting & Assurance

  • Annual financial statement preparation (IFRS-aligned)
  • Management reporting designed to provide clear, actionable insight
  • Independent reviews
  • Financial data verification and assurance
  • Audit preparation and audit support

Trusted reporting built on expertise, structure, and recognised standards

Reliable financial reporting enables business owners, investors, and stakeholders to make informed decisions. Our qualified team applies recognised standards, including IFRS, supported by best-in-class systems such as CaseWare, to deliver accurate, structured reporting and assurance you can rely on.

With clear, well-prepared reports, you gain confidence in your numbers and a stronger foundation for decision-making.

Estate & Succession Planning

  • Estate structuring
  • Succession planning
  • Trust structuring
  • Estate duty planning
  • Intergenerational wealth transfer

Preserve and transfer wealth efficiently across generations.

We structure your estate to protect your assets, minimise tax, and ensure a smooth and efficient transfer of wealth.

A Proud Xero
Platinum Partner

We are the first Certified Xero Advisor in South Africa, Xero’s first global Gold Partner, and a proud Xero Platinum Partner.

Some of the Xero Partner
apps that we support

Accounting that drives smarter decisions and long-term prosperity

The foundation of better financial outcomes

Effective accounting is more than record-keeping. It creates the financial clarity needed to make better decisions, optimise tax, and build long-term wealth. With the right structure in place, your financial data becomes a tool for action, not just reporting.

Effective accounting enables you to:

Gain real-time visibility into profitability, cash flow, and financial trends – so you know where you stand.

Identify tax exposure early and structure your affairs to minimise unnecessary tax and improve overall efficiency.

Align your financial position with operational realities to manage liquidity and avoid pressure points.

Use accurate financial data to guide investment decisions, support long-term planning, and grow sustainable wealth.

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Frequently Asked Questions

RTA treats accounting as more than a compliance function. We combine cloud accounting, real-time reporting, and integrated tax oversight to ensure your financial data drives decision-making, not just year-end returns and routine monthly submissions.

Cloud accounting gives you real-time access to your financial information, allowing you to monitor performance, track cash flow, and make decisions using current data rather than outdated reports.

Most businesses require monthly financial reporting, but the frequency should align with the complexity and pace of your operations. Businesses with greater financial complexity may require more regular reporting and oversight.

You should consider upgrading your accounting approach when:

  • Financial reports arrive too late to support decisions
  • You lack clear visibility into business performance
  • Tax planning is reactive instead of structured and proactive
  • Your business is growing, but your financial systems aren’t keeping up
  • Your accounting relies on manual systems and disconnected tools that create inefficiencies and errors

Effective accounting provides accurate, timely financial data that allows you to monitor performance, manage cash flow and optimise tax efficiency, helping you to manage growth.

Real-time reporting gives you immediate visibility into profitability, expenses, and cash flow, so you can act on issues and opportunities as they arise, not months later, ensuring you make informed decisions.

Accurate accounting provides the financial data needed to identify tax exposure early, structure transactions effectively, and optimise tax efficiency, ensuring your planning is proactive, not reactive.

RTA primarily implements and supports cloud-based accounting platforms such as Xero and Sage, helping businesses transition to more efficient and accessible financial systems.

Yes. RTA assists with cloud accounting migration, system setup, integration, staff training, and optimisation to ensure a smooth transition from traditional accounting systems.

Accounting sets the foundation for every financial decision. Without accurate reporting, advisory becomes guesswork and wealth planning loses direction.

We offer both. Our services include ongoing monthly retainers tailored to your needs, as well as once-off engagements based on specific requirements.

Yes, if you earn taxable income above the SARS threshold or have income beyond a salary, you need to register for income tax.

You can claim expenses that are directly related to earning your income (often referred to as “in the production of income”). These must be business-related, necessary for your work or trade, and not personal in nature.

Common deductible expenses may include business costs such as office expenses, travel related to work, professional fees, and equipment used to generate income.

To claim a deduction, you must have proper supporting documentation, such as invoices, receipts, or logbooks, to prove the expense and its business purpose.

A sole proprietor operates in their personal capacity and is taxed as an individual, while a company is a separate legal entity with its own tax obligations and limited liability.

From a tax perspective, sole proprietors are taxed according to individual tax tables (currently up to 45%), whereas companies are taxed at a flat corporate rate (currently 27%). Qualifying companies may benefit from Small Business Corporation (SBC) tax rates, which offer reduced tax on the first portion of taxable income.

While companies involve higher compliance costs, such as annual financial statements and statutory filings, they can provide better structuring, improved tax efficiency, and greater flexibility as your business grows.

Registering a company in South Africa is done through the CIPC. Beyond registration, it’s essential to ensure your company is correctly structured from day one. This includes issuing shares appropriately, maintaining a share register, preparing resolutions, and putting a shareholders’ agreement in place.

We assist with both the registration and the correct setup to ensure your business starts on a solid foundation.

Yes. We offer cloud-based payroll solutions, managing payroll for thousands of employees across our client base.

Our services include setup, ongoing support, or fully outsourced payroll, covering payslips, PAYE, UIF, SDL, EMP returns, and full compliance.

Yes. We prepare IFRS-compliant annual financial statements using best-in-class systems such as CaseWare, supported by a qualified and experienced team. Our services cover entities from small businesses to larger groups, and include independent review engagements where applicable

RTA treats accounting as more than a compliance function. We combine cloud accounting, real-time reporting, and integrated tax oversight to ensure your financial data drives decision-making, not just year-end returns and routine monthly submissions.

Cloud accounting gives you real-time access to your financial information, allowing you to monitor performance, track cash flow, and make decisions using current data rather than outdated reports.

Most businesses require monthly financial reporting, but the frequency should align with the complexity and pace of your operations. Businesses with greater financial complexity may require more regular reporting and oversight.

You should consider upgrading your accounting approach when:

  • Financial reports arrive too late to support decisions
  • You lack clear visibility into business performance
  • Tax planning is reactive instead of structured and proactive
  • Your business is growing, but your financial systems aren’t keeping up
  • Your accounting relies on manual systems and disconnected tools that create inefficiencies and errors

Effective accounting provides accurate, timely financial data that allows you to monitor performance, manage cash flow and optimise tax efficiency, helping you to manage growth.

Real-time reporting gives you immediate visibility into profitability, expenses, and cash flow, so you can act on issues and opportunities as they arise, not months later, ensuring you make informed decisions.

Accurate accounting provides the financial data needed to identify tax exposure early, structure transactions effectively, and optimise tax efficiency, ensuring your planning is proactive, not reactive.

RTA primarily implements and supports cloud-based accounting platforms such as Xero and Sage, helping businesses transition to more efficient and accessible financial systems.

Yes. RTA assists with cloud accounting migration, system setup, integration, staff training, and optimisation to ensure a smooth transition from traditional accounting systems.

Accounting sets the foundation for every financial decision. Without accurate reporting, advisory becomes guesswork and wealth planning loses direction.

We offer both. Our services include ongoing monthly retainers tailored to your needs, as well as once-off engagements based on specific requirements.

Yes, if you earn taxable income above the SARS threshold or have income beyond a salary, you need to register for income tax.

You can claim expenses that are directly related to earning your income (often referred to as “in the production of income”). These must be business-related, necessary for your work or trade, and not personal in nature.

Common deductible expenses may include business costs such as office expenses, travel related to work, professional fees, and equipment used to generate income.

To claim a deduction, you must have proper supporting documentation, such as invoices, receipts, or logbooks, to prove the expense and its business purpose.

A sole proprietor operates in their personal capacity and is taxed as an individual, while a company is a separate legal entity with its own tax obligations and limited liability.

 

From a tax perspective, sole proprietors are taxed according to individual tax tables (currently up to 45%), whereas companies are taxed at a flat corporate rate (currently 27%). Qualifying companies may benefit from Small Business Corporation (SBC) tax rates, which offer reduced tax on the first portion of taxable income.

 

While companies involve higher compliance costs, such as annual financial statements and statutory filings, they can provide better structuring, improved tax efficiency, and greater flexibility as your business grows.

Registering a company in South Africa is done through the CIPC. Beyond registration, it’s essential to ensure your company is correctly structured from day one. This includes issuing shares appropriately, maintaining a share register, preparing resolutions, and putting a shareholders’ agreement in place.

We assist with both the registration and the correct setup to ensure your business starts on a solid foundation.

Yes. We offer cloud-based payroll solutions, managing payroll for thousands of employees across our client base.

Our services include setup, ongoing support, or fully outsourced payroll, covering payslips, PAYE, UIF, SDL, EMP returns, and full compliance.

Yes. We prepare IFRS-compliant annual financial statements using best-in-class systems such as CaseWare, supported by a qualified and experienced team. Our services cover entities from small businesses to larger groups, and include independent review engagements where applicable

rta_logo01

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