Retirement planning is an essential step in ensuring a financially secure future. The tricky part is that it’s different for everyone.
This is because the ideal number depends on your lifestyle, savings, and long-term goals. Here’s what to consider:
- Expenses & Income – Will your spending change? Some retirees only need 70-80% of their pre-retirement income. But what if your health needs change, or your children leave the country and you’d like to join them?
- Inflation & Longevity – Rising costs and longer life expectancy mean planning for 20–30+ years of retirement.
- Additional Income – We are able to help you factor in pensions, investments, and rental income to supplement your savings.
If you’re curious about your retirement number – you can always use tools like the Old Mutual Retirement Calculator , but sometimes it’s best to talk to an expert.
Let’s secure your future – reach out to Real Time Wealth today!