At first glance, it seems obvious why someone would seek out a financial adviser or planner; to make smarter money decisions! But if that were the only reason, personal finance books and online calculators would have made financial planners obsolete long ago. The reality is that the true value of an adviser goes far beyond […]
Choosing a trusted partnership Read More »
Also referred to as an “economic reality check,”, lifestyle audits are not just for the rich and famous, and not just useful to the tax collector! Have you ever looked at your bank statement and wondered, “Where did it all go?” It’s one of those universal moments—a glance at your spending habits and the creeping
Is it time for a lifestyle audit? Read More »
Have you ever tried to steer a parked car? No matter how much you turn the wheel, you’re going nowhere. It’s a simple truth: movement is necessary for progress. Yet, movement without direction can quickly become chaos. The sweet spot lies in finding the balance—moving forward while knowing where you want to go. In life,
You can’t steer a parked car Read More »
Trust is a crucial component of any successful financial relationship. Trust plays a huge role in making things work, whether it’s with your spouse, financial advisor, or business partner. And one way to build that trust is through the art of listening, which is a central idea in Nancy Kline’s Time to Think methodology. As
Time to think about money – Part 3 Read More »
It’s fascinating to see how the world of financial planning is evolving. Today, more than ever, there’s a growing acknowledgement of the role psychology plays in our financial lives. A prominent voice in this field is Dr. Brad Klontz, a clinical psychologist who’s been shining a light on what he calls our “money scripts”. Imagine
The significance of money scripts Read More »
In a few recent blogs, we’ve considered our money stories and how we can not only route out false narratives but work towards creating new financial stories. After exploring the emotional aspects of your financial health and understanding your money story, it’s time to create a new financial narrative that fosters a healthy money mindset.
Creating a new financial narrative Read More »
Personal finance is a journey of strategic decisions, particularly when planning for a comfortable retirement. Balancing contributions between Retirement Annuities (RAs) and Tax-Free Savings Accounts (TFSAs) offers a pathway to achieving this common goal among South Africans. Here’s what you need to know: Tax Efficiency: Both RAs and TFSAs boast significant tax advantages, though their
Navigating Retirement Planning: RA’s vs. TFSAs Read More »
The financial world, just like every other industry, is constantly evolving. New technologies and regulatory changes continue to shape the landscape, and successful financial advisory firms are those that can adapt and keep pace with these changes. At RTA, we are not only keeping pace with the changing industry but reimagining what financial advisory means
We’re reimagining Financial Advisory with THE NEW RTA Read More »
Millions of South Africans rely on the money saved in their employers’ retirement fund to earn an income when they retire Do you think you can retire comfortably? Millions of South Africans rely on the money saved in their employers’ retirement fund to earn an income when they retire. For many people, this is their
Hey, Generation Y and Generation Z! Read More »
2020 has caused huge financial damage to our country, but all is not lost: we’re now starting to rebuild, and there are plenty of opportunities to thrive. So, I’m going to start with a hard truth: in my experience, most small-business owners don’t fully understand the importance of the numbers in running their business. Most
Make the Numbers Work for You Read More »